Best Credit Cards to Use While Shopping on Amazon Prime Day

As a buyer, I know you focus more on saving some coins after purchasing, either in-store outlets or online stores. However, if you don’t know how to get the right credit cards to help you save money you can also consider taking payday loans, then you are missing it big time.

What is Amazon Prime Day in the first place?

Amazon sets a two-day shopping day in one year, whereby they cut off a significant percentage of the cost of most items. The event takes place on the Amazon website and the app only.

So if you are buying items like TVs, laptops, mobile phones, home appliances, and fashions, you will get a huge discount that you will not get from the other days.

But do you know the cards that you should use on those two special days? Well, that’s why I’m here, to shade some light for you to make wise decisions henceforth.

Cards to use on Amazon Prime Day

1. The Blue Cash Preffered®

The Blue Cash card is a card from American Express. To get the card, you will pay nothing in the first year. However, starting from the second year onwards, you will pay an annual fee of $95. There is also no introductory Annual Percentage Rates(APR) in the first year. However, from the second year, APR ranges from 13.99% to 23.99%.

When you purchase on amazon during the first six months after membership, you will get 20% cashback up to $200. In addition, when you spend more than @3000 on the first six months, you will receive $150 cashback. However, these cash backs are in the form of statement credits.

Members of the Blue Cash Card earn 6% cashback up to $6000.

2. Amazon Prime Rewards Visa Signature Card

With this Credit Card, you can earn up to 5% cashback on Amazon’s website and Whole Foods Market. In addition, you will also get 2% cash back on gas stations and 1% on all other purchases using this Amazon card.

There is no introductory APR, but an APR ranges from 14.24% to 22.24% on purchases. The annual membership fee is free, but you will eventually need a prime membership to enjoy all the benefits.

Your credit score should be good or excellent to get approved to get this card. After successively registering on this card, you will be rewarded with a $150 welcome gift card.

3. Amazon Prime Store Card

Just like the above amazon card, you will get  5% cashback on amazon’s website. In addition, you will also get a welcome gift card of $10.

For purchases of $150 or more, if you pay in full within 6,12, or 24 months, there will be no Introductory APR. However, the APR is 25.99%

4. Citi® Double Cash Card

Citi Double Cash Card is another credit card that you can use while shopping on amazon prime day. The card has no annual fees associated with it. In addition, when you are a new member, there will be zero APR for up to 18 months.  It also has a transparent and straightforward earnings structure, such that you cannot confuse anything with the bonuses.

However, after 18 months, the APR will be 13.99% to 23.99%.

5. Amazon Rewards Visa Signature Card

You will get a 2% cashback on the Amazon website and Wholefoods when you use this card. In addition, you will also get a 2% cashback on drugstores and gas stations, but on all other purchases, you will get a 1% cashback.

There is a $50 bonus once you sign in as a new member on AmazonRewards Visa Signature Card. In addition, there are no annual fees associated with the card. However, there is an APR of 14.24% to 24.24% and a balance transfer fee of 5%. You can get this credit card only when you have a good or excellent credit score.

6. Chase Freedom FlexSM Card

On this card, you will get a 5% cashback on every $1500 that you spend on quarterly rotating categories. In addition, you will also get a 3% cashback.

If you make purchases worth $500 within three months after registering, you will get a $200 bonus. In addition, you will earn a 5% cashback on grocery purchases of one year of up to $12,000.

There is no introductory APR, but afterward, the APR is 14.99% to 23.74%. The transaction fee is at 3%.

My take

Always consider getting credit cards, which can help you save a significant amount of money while shopping. In addition, go for credit cards that have affordable APRs.